• Learn How To Invest In Real Estate

    How to Invest in Private Real Estate Mortgage Notes Secured By Real Estate Through Private Money Lending

    Learn How To Become a Private Money Lender

    The Greatest Secrets, Strategies, Tools and Techniques for Making Substantially Higher Returns, Frequently 200% To 400% Higher Than What You Can Usually Earn in Traditional Bank Certificates of Deposit, Money Market and Related Investments.

High Yielding Investments Are Now Available For The Small Investor

One of the greatest benefits and opportunities about our business is… we love teaching people how they can do so much better than what banks are willing to pay them on their money, and they can do it in a much safer and secured way. So many people don’t even realize that when you take inflation into consideration, they’re actually LOSING money on the money they have in CDs and bank accounts. And now, you too can learn how through Private Mortgage Lending and Note Investing, our current Investors end up Two to Four Times better off, which can really add up even after one or two years.

We Have Put Together an Educational 12 Book Series Which We Are Offering For You to Read and or Download Right Now... Absolutely FREE! 
 

Private Lending Success Principals 1 through 4 of 12 Book Series

Private Lending Success Principal #1

How Can You Safely & Securely Earn Two To Three Times Current Bank Rates?

How Can You Safely & Securely Earn Two To Three Times Current Bank Rates?
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High Yielding Investments Now Available For the Small Investor

You’ve worked hard for your money, and you’re a good saver too. So, why is it so hard to earn a decent return on your money, something safe and secure, but also a whole lot better than the paltry returns banks are currently paying?

 

Banks Are Just Middlemen

Banks are no dummies. They understand the relationship between risk and return. The higher the risk, the greater the return. And the opposite is also true, if the risk is low, then so is the return.

So, when banks promise to pay you a fixed rate on your money, they want to be really sure that they can deliver.

Keep in mind too, that they still need to make money. They are in business too. And the way they make money is to borrow from small investors like you at low rates and loan the money out to someone else at much higher rates.

The difference is their profit. So, in reality, the banks are basically just middlemen, borrowing from you at low interest rates and then loaning your money to someone else at higher rates.

The security you’re offered in return depends on what type of bank investment you make. Some may be insured by the Federal Government, while others may be more risky.

Private Lending Success Principal #2

How To Get Control Of Your Retirement Account And Triple Your Returns!

How Can You Safely & Securely Earn Two To Three Times Current Bank Rates?
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Retirement

Most of us want to make sure our investments are going to help pave the way to a comfortable retirement. The government encourages retirement investing by allowing, among other things, the Individual Retirement Account, or “IRA.” Let’s talk about IRAs…

Wall Street’s Biggest Lie…

The big investment firms on Wall Street tout the benefits of investing through an IRA. And they’re right: IRAs can be great vehicles, given their tax-favored status. However, the biggest lie on Wall Street is the “Self-Directed IRA.” They should call it, “The IRA Where WE Dictate What You Can Put In It, Because We Know Better!”

Sheesh! What a joke!

Sure, there are some investments that the government will not allow in your IRA, but there are a whole group of investments that the government is just fine with you putting in your IRA…but the fee-hungry investment firms don’t want you to know about these!

Why?

Because they don’t get their fat fees if you invest in those types of investments.

Here’s the truth…

Private Lending Success Principal #3

How To Get High Returns Safely. Private Money Loans Secured By RE Low LTVs!

How To Get High Returns Safely. Private Money Loans Secured By RE Low LTVs!
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Become A Private Money Lender

 

If you're not earning the return you want on your investment dollars, your money isn't working hard enough for you.

Private Money Lending programs can help to fill the gap between investments that are secure but pay relatively low returns and those that pay significantly higher returns.

These higher returns are possible through private money lending and real estate investments.

We're a group of real estate investors dedicated to providing you with information about innovative programs that give you more control over your investments while safely making them grow beyond current rates.

 

How does the Private Money Lending program work? Take control of your investments, IRA's and pensions to build wealth.

So, what is a Private Loan? It is a loan made to a real estate investor that is secured by real estate. Private Money Loan Investors are given a first or second mortgage that secures their legal interest in the property thus securing their investment.

Private Lending Success Principal #4

Your Key To Unlocking The Hidden Fortunes In Private Mortgage Lending! 

Your Key To Unlocking The Hidden Fortunes In Private Mortgage Lending!
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What is “Private Mortgage Lending”?

Welcome to Private Mortgage Lending – a highly lucrative field! Lucrative, because in it, you get to play the part of the bank! And what’s even better is that you won’t be making the same mistakes that banks did which led to the demise of a lot of them, because you’re going to learn how to lend with an entirely different, albeit safe, set of rules. Oh, and the best part? You’ll get to make the type of returns that the banks are currently making, and sometimes, even better!

Before we get started, however, it’s important that we establish exactly what private mortgage lending is, so that in our discussions, we’re all on the proverbial same page.

 

Private Mortgage Lending Defined…

“Private Mortgage Lending is the lending of a private individual’s money to a borrower(s) who pledge(s) real estate for the loan by way of a publicly recorded mortgage. The publicly recorded mortgage secures the loan that is evidenced by an original promissory note. The recorded mortgage secures the promissory note in the event of a default by the borrower.”

See? Now that wasn’t so difficult, was it? <grin!>Okay, all fun aside, let’s get down to brass tacks and re-state that in simple English!

Discover Everything You Need To Consider, Things To Look Out For, Things To Be Sure That You Include And More.

Use the tools, strategies and techniques inside this Private Lending Success Principals book series to change your life for the better, to break free of the confines of traditional bank investing, where you are really loaning money to the banks so that they can in turn just turn around and loan it out at much higher rates to other people (Private Real Estate Investors), which you will learn how to Locate and how to Qualify and Invest With.

Private Lending Success Principals 5 through 8 of 12 Book Series

Private Lending Success Principal #5

7 Secrets To Finding The Right Investments In Today’s Troubled Market!

7 Secrets To Finding The Right Investments In Today’s Troubled Market!
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You’ve scrimped, you’ve saved, and now you’re ready to invest and have your money working for you.  You probably want a high yielding investment with minimal risk, and something that is fairly liquid so that if you need to access that cash, you can do so fairly quickly. Oh, and while you’re at it, you really want something that has minimal risk and that is secured.

Yeah…right…is that really possible?

The challenge is that there are a lot of not-so well-meaning folks out there with their hands out, palms up, ready to take your money, regardless of whether or not you benefit! As far as they’re concerned, EVERYTHING that they offer is a good investment!

Then again, there are some really good people out there, too! These are the folks that have integrity, and that offer investments that minimize your risk and maximize your return. So, the big questions are:

 

How Can You Tell The Difference?  What Makes A Good Investment?

Before you consider any investment, you should first do a little research and ask some specific questions. And that’s what this Private Lending Success Principle Report is all about: Asking the right questions! The answers, in turn, will allow you to make a more educated decision; one that is right for you and for your situation.

Private Lending Success Principal #6

How To Make HUGE Returns Tax Free Or Tax Deferred As A Private Money IRA Lender!

How To Make HUGE Returns Tax Free Or Tax Deferred As A Private Money IRA Lender!
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Becoming A Private Lender Using Your Individual Retirement Account Money

 

Retirement

Most of us want to make sure our investments are going to help pave the way to a comfortable retirement. The government encourages retirement investing by allowing, among other things, the Individual Retirement Account, or “IRA.” Let’s talk about IRAs…

Wall Street’s Biggest Lie…

The big investment firms on Wall Street tout the benefits of investing through an IRA. And they’re right: IRAs can be great vehicles, given their tax-favored status. However, the biggest lie on Wall Street is the “Self-Directed IRA.” They should call it, “The IRA Where WE Dictate What You Can Put In It, Because We Know Better!”

Sheesh! What a joke!

Sure, there are some investments that the government will not allow in your IRA, but there are a whole group of investments that the government is just fine with you putting in your IRA…but the fee-hungry investment firms don’t want you to know about these!

Why?

Because they don’t get their fat fees if you invest in those types of investments.

Here’s the truth…

Private Lending Success Principal #7

Understanding Private Lending Terms & Tools! 

 

Understanding Private Lending Terms & Tools!
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This Private Lending Success Principal explores some of the terms and tools that private lenders need to be familiar with to profit from this enormous opportunity and to protect themselves against the risk of losing the funds they invest as private money loans.

 

Mortgages & Deeds Of Trust

Mortgages (or in some states Deeds of Trust) are just the documents that secure real estate. They say that in the event that a loan on a piece of property is not paid according to its terms, the holder of the mortgage or deed of trust has the right to take ownership of the property and sell it to satisfy the amount of the loan, plus expenses of collection and foreclosure.

Investing in mortgages and deeds of trust as a private lender can be a very profitable business. You become the private lender when you are the person who is making the loan and receiving the security or collateral in the form of the right to take back the property if the loan is not repaid or goes in default.

The “mortgage” is simply the name of the document in which the borrower gives you the legal right to sell property that the borrower owns to repay the loan that you are making to that borrower in the event that the borrower does not perform on the loan as required by its terms.

Said differently, the mortgage document is the document that you can take into court and show the judge that will permit the judge to agree that you can sell the property and get repaid the then outstanding amount of the loan you made.

Private Lending Success Principal #8

How To Start Your Own Private Money Program! 

 

How To Start Your Own Private Money Program!
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In this Private Lender Success Principal we’ll focus more on what it takes to become a private money lender and how you can get higher returns safely using private money loans that are secured by real estate with low loan to value ratios. Specifically, we’ll review the Seven Steps To Private Lending Success.

 

Becoming A Private Money Lender

If you're not earning the return you want on your investment dollars, your money isn't working hard enough for you.

Private Money Lending programs can help to fill the gap between investments that are secure but pay relatively low returns and those that pay significantly higher returns.

These higher returns are possible through private money lending secured by real estate investments that others find and that you basically finance. With private lending, you are in essence acting as your own private bank, only without all of the hassles and headaches of bank regulation or the customer service nightmares of trying to continually satisfy the demands of your depositors.

As you probably remember from the introduction to our book “Inside The Bankers Vault,” we first learned about private money lending when someone who was an experiencedReal Estate Investor turned Private Money Lender showed us the way and explained how the private money mortgage game works.

We were able to quickly grasp the benefits of private money mortgage finance because we already knew the real estate investing business from the other side of the fence. We had been using private lenders to finance our own deals for years, but it had never occurred to us to earn the same high returns that they were earning ourselves by using our extra funds to loan to other real estate investors at high interest rates.

Banks Are Just The Middlemen!

With This Private Lending Success Principals Book Series and All the Free Information Available on Our Website, You Now Have Everything That You Need to Take Action and Start Investing As If YOU Were The Bank.

However, it will only benefit you the way that we would want it to, the way that you deserve it to, if you will take action and start putting what you will read and learn in these Education Packed books into practice with your own investments.

Private Lending Success Principals 9 through 12 of 12 Book Series

Private Lending Success Principal #9

Creating Your Private Lending Program! 

Creating Your Private Lending Program!
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The first step to private money lending success is to create a standardized program for determining how you will identify and evaluate potential deals to lend money on and on what terms you will go about funding them. That’s what we’ll cover in this Private Lending Success Principal. When you’re done, you’ll know exactly what your program needs to have to give you the best chance of succeeding.

 

Why Create A “Program” In the First Place?

Creating a program that is your “standard” program has many advantages, including:

  • Helps clarify your own goals in advance so you can stay on track and stay focused.
  • Builds investor confidence by providing your private money borrowers with written terms of what their investment, role in the process, interest or return on investment will be.
  • Builds credibility by creating an atmosphere of professionalism your borrowers will respect and hopefully give in return.
  • Reduces private money borrower negotiation by presenting your “standard” program that you use with all borrowers.

  

Private Lending Success Principal #10

Building your Private Lending Team! 

 

Building your Private Lending Team!
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Once you have created your private lending program, it’s time to start thinking about building a team around you to help you run it and get the most from it. There is no substitute for good, high quality, knowledgeable people to work with you and help you with all the different aspects of being a private money lender.

In this Private Lending Success Principal Report, we will cover who the players are that you will need to have on your team if you are to have the best chance of succeeding in the private lending business.

 

Team Members And Their Roles

Building the right team is critical to your success as a private money lender. The following is a list of team members you will want to form relationships with:

 

Attorney

Any business can benefit from having the counsel of a qualified attorney to advise it with respect to legal issues that may come up in the course of its trade. This is particularly true in a business like private lending which may be subject to certain state and federal laws relating to issuing loans, notes and other debt instruments.

First, you will want to have your attorney review your promissory note document to be sure that it properly documents your relationship with your borrower and ensure that you have the best chance of recovering your loan or investment with your borrower along with whatever interest or equity that your program requires them to pay you.

Private Lending Success Principal #11

Private Lending Program Documentation! 

Private Lending Program Documentation!
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After you have created your private money lending program and built out your team, the next step in the process is to get your documentation in order. To help you with this step, we have provided numerous sample documents in this Private Lending Success Principal to help you do just that. In this Private Lending Success Principal we will briefly review each of the documents and what they are used for and why they are important.

As with all legal documents, it would be a great idea for you to review all of the documents that you plan to use in your private lending business with your attorney before you try to use them in real transactions. You will be dealing with a good deal of your own money when you are making private money loans, so you will want to give yourself the most protection possible to ensure that your documents are legal in the jurisdiction in which you plan to use them.

The most common documents used in private lending, their function and value are as follows:

PROMISSORY NOTE

Here are some characteristics of promissory notes:

  • The promissory note is a promise to pay, signed by the borrower in favor of the
  • It contains the terms of the loan such as the interest rate and payment
  • The promissory note is generally not

  

Private Lending Success Principal #12

12 Questions Asked & Answered About Private Money Lending! 

12 Questions Asked & Answered About Private Money Lending!
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  1. I don't completely understand the no-money down concept. Can you explain?

Sure…! The late-night infomercial boys haven’t been entirely straight with us: they say that there are plenty of "no money down" deals in the marketplace. In my experience, there are a few, but even those are not usually good deals.

(After all, if you only care about getting "a job" or "a spouse", I can fix you up real fast. You won't like it, though! What we're after are "goodjobs" and "goodspouses", right?)

On the other hand, there are a lot of good deals that do, in fact, require cash of some form, either for a down payment, or to purchase the asset outright.  Here’s the trick, though:  if the property investor knows what they’re doing, they’ve established relationships with someone like you to A) give you a good return on your investment and B) to allow them access to the money to do the deal!!

When real estate is approached with this intent, the ways to do deals increase exponentially. Let the infomercial students keep frantically searching for the "no money down" deal, while they pass up the opportunities like Bank REOs that can easily be picked up for pennies on the dollar, all because of financing sources like you who can perform literally with a moment’s notice! (after some due-diligence, of course!)

This technique is an excellent way of finding great deals in even competitive markets, because most of the competition will not have the financing capability that you do.

 

  1. What is "Hard Money"?

It's all the non-standard people and places where property investors go to attract money for their deals.

Gabriel Contreras
Private Lending Is Liberating and is One Of The Best Ways That We Have Found During Our Investing Careers To... 
 
Really Beat The Market In a Safer, Secured and Insured Way!
I wish you the best of luck in your new private lending journey, and I hope that you will feel free to contact me and ask me any questions that you have along the way. I am here to answer your questions, to guide you and to lend a helping hand to set you on your path to wealth through private lending in any way that I can. Please take advantage of the opportunity to contact me, ask questions and work with me to ensure that your private lending experiences are the best that they can possibly be.

    

In The Spirit Of Service,

                                    

Gabriel Contreras

Real Estate Investor - Private Lender

Want to Learn Even More About Investing In Real Estate through Private Money Lending?

Well, you're in luck! The answers are in our 264 page comprehensive step-by-step guide... "Inside The Banker's Vault." You'll learn exactly how you can get the return you want without a lot of risk and a lot of headache!
Retail Price $49.97, but... 
​Contact Us and we'll send you a FREE Digital Copy!
Inside the Banker's Vault

Retail $49.97 - Free Digital Copy to REJVP Members. Inside The Banker's Vault... this 264 page book is the result of years of experience in Private Money Lending. It is our goal in putting together this book to share with you, other private money lenders and prospective private money lenders, the many experiences and lessons learned in this unique and extremely rewarding business.

Retail $49.97
​Free Digital Copy to REJVP Members